April 18 - April 25th, 2020

Avalon Waterways River Cruises – ‘Avalon “Panorama”

Amsterdam, Ghent, Rotterdam, Antwerp, Middleburg, Williamstad


Explore the Latest Credit Union Growth Strategies

Board this Credit Union EduCruise to attend one of the most timely educational programs you have ever experienced! Board this CU EduCruise to develop your leadership strengths, examine new growth models, and prepare for those seen and unseen forces that may impact your credit union’s future survival and thrival.

This scenic river cruise gets underway from Holland’s popular, modern capital of Amsterdam. This 700-year-old city offers an abundance of classic architecture, cafés, and restaurants to explore before you embark on your river cruise through Holland and Belgium. Sail through Rotterdam’s harbor, said to be the world’s busiest port. Garden enthusiasts will delight in a visit to see the breathtaking colors of Keukenhof, also known as the “Garden of Europe.” With 70 acres of parkland and lakes, it’s one of the world’s largest flower gardens. Next, sail to Antwerp, Belgium’s second-largest city, combining ancient buildings and monuments with modern architecture.

In Ghent, Belgium, join a local expert for a guided tour of the city, including a visit to St. Baaf’s Cathedral. No trip to Holland is complete without a visit to the technical miracle that is the Delta Works, a storm flood barrier almost six miles long, constructed after the floods of 1953. This beautiful and historic springtime river cruise concludes with more time to explore the wonderful city of Amsterdam. See the most fascinating views of the city on a canal cruise along the elegant grachten lined with homes dating back to the city’s “Golden Age.”

Credit Union Topics We Will Navigate

*Governance? It's More Than a Free Lunch; How You Can Become A Better Board

*Top 10 Compliance and Legal Issues (Don’t Sweat the Small Stuff)

*NCUA Board of Directors Policies - Which Ones Require Action?

*Millennials – What Are They All About? Can You Survive Without Them?

*CEO, Director and Officer Liabilities and the Risks of Being Sued

*‘Let’s Talk: An Open Forum Discussion of Key Areas of Credit Union Challenges, Concerns & Opportunities’

Landing Big Benefits For Your Credit Union

1. Receive Free Consultation with our on-board industry leaders

2. Participate in multiple networking opportunities

3. Discuss leadership concepts and techniques that can make a difference

4. Discover how an effective Board/Management Team equals future success

5. Learn from others about their Credit Union's future growth strategies

6. Discover how your credit union can thrive in times of fast paced change

7. Create a game-plan for future regulatory and economic change

8. Compared to most other credit union educational cruises, you'll return home with more ideas

9. Find solutions to problems your CU is facing today, and will soon be encountering

10. Share with other CU volunteers and senior management leaders

Speaker for the Course

ANDY KEENEY, Previous Co-Chair of the Kaufman & Canoles Credit Union Team. Andy is a nationally recognized credit union attorney, industry speaker and frequent EduCruises speaker as well. Credit Union Times has identified him as a veteran credit union attorney. One credit union CEO has called Andy the “Dr. Marcus Welby” of credit unions. He currently serves as general counsel for dozens of credit unions, and has been representing credit unions for more than 30 years.
Andy is a top speaker at credit union industry events around the country where he regularly receives rave reviews. His clients include credit unions from New York to Florida and as far west as Hawaii. Andy also has been specially retained by NCUA.
Andy serves as the legal counsel for the Maryland & DC Credit Union Association and is one of their strategic partners. His practice also includes a range of commercial real estate services from zoning to leasing and purchase and sale of commercial real estate for credit unions.

About the Ship

A unique Suite Ship®, the Avalon Panorama features unmatched cabin views as the first of its kind in the industry with two full decks of suites featuring a Wall-to-Wall Panoramic Window. Your European river cruise suite is transformed into a unique Open-Air Balcony. As you cruise on Europe’s most picturesque rivers, enjoy the fresh breeze and enchanting scenery from the comfort of your suite, with view-facing beds for the ultimate in relaxed luxury. With 200 square feet, the Panorama Suite is more than 30% larger than the industry standard, and it gives you the unparalleled opportunity to wake up each morning facing the magnificent passing scenery. Exciting onboard amenities include complimentary computer use in public areas and Wi-Fi access, a well-stocked library, a Fitness Center, and a spacious Sky Deck with premium lounge chairs, shade system, whirlpool, and delightful Sky Bistro. There’s no better way to take in the view than meeting and cruising in Europe in the spacious comfort of the Avalon Panorama.


Begin with a sophisticated and stylish setting. Toss in a cheerful atmosphere. Add our sumptuous cuisine, wonderful regional wines and attentive service; then sprinkle in gorgeous views. The result — an outstanding dining experience. Our expert chefs create culinary masterpieces that highlight regional cultures and traditions.

Early Risers enjoy breakfast in the Main lounge while a full buffet breakfast with made-to-order specialties, accompanied by freshly-baked breads and pastries is served from 7am daily. At lunch, you’ll find an enticing buffet laden with fresh salads, pasta dishes, hot entrees, and desserts, as well as meals to order from the menu; a light lunch option is also available in the Main Lounge. In the afternoon, stop by the Main Lounge for tea or complimentary espresso, as well as sandwiches, pastries and cookies. Dinner is a multi-course affair, accompanied by free-flowing wines and beer.

Every lunch and dinner on board includes free-flowing regional wines as well as complimentary beer and soft drinks. There is a full service bar that offers a wide variety of spirits most of the day and well into the night.  Relax, while enjoying a nice beverage and good conversation, in the beautiful lounge

Enjoy a wide array of music and song from local entertainers brought aboard the ship several evenings. Dance away the night while enjoying your favorite tune played by our onboard musician.

The complimentary Small Group Excursions will take you to the heart of your destination, visiting its most famous landmarks as well as its hidden gems. You’ll find an intensive and immersive introduction to the culture and heritage of the region you are visiting. With Avalon, there is no waiting in line to visit famous landmarks, no getting lost as your bus drops you off within walking distance from your tour, and no language barrier as all Avalon guides and crew members speak English.


(NOTE) - Because river conditions are always subject to change, exact meeting days and times will also change on a daily basis. Meeting Times will be announced each evening.
Day 1: Sat., Apr. 18Welcome to AmsterdamWelcome to Amsterdam. Your Suite Ship® is Ready for Boarding.
Flights into Amsterdam must arrive by 3:30 pm. Guests must be on board ship by 5 pm.

Your day in Amsterdam is free to explore at your leisure.
You may choose to join a Guided Optional Excursion to beautiful Zaanse Schans where you’ll see a wonderful collection of well-preserved historic windmills and Dutch houses. Enjoy dinner and explore the ship on your first night on board. EVENING/OVERNIGHT CRUISE TO ROTTERDAM

Day 2: Sun., Apr. 19ROTTERDAMWindmills and Skyscrapers in Holland’s Modern Maritime Marvel
Join a full - or half-day Guided Tour of breathtaking Keukenhof—known as the “Garden of Europe”—for its 70 acres of lush parkland, lakes, and the world’s largest flower gardens—with more than seven million tulips, daffodils and hyacinths as well as other bulbs, planted each year. Take some free time to relax on the harbor-side in Rotterdam with an artisan beer, a slice of appeltart (Dutch apple pie), and a koffie verkeerd, a typical Dutch drink of half coffee, half milk. Take a bike from your ship to explore Rotterdam and the surrounding area. Before dinner, enjoy a cruise through Rotterdam harbor. Later, enjoy live entertainment on board. EVENING/OVERNIGHT CRUISE TO ANTWERP

Day 3: Mon., Apr. 20ANTWERPGothic Cathedral, Crêpes, and Waffles in Artful Antwerp
Take a Guided Tour of this sophisticated city to visit the central Grote Markt, lined with 16th-century guildhall houses. You’ll also see the beautiful city hall, the Cathedral of Our Lady with its stunning altarpiece paintings by Rubens.

You may choose to join a Guided Optional Excursion to the nearby capital, Brussels—considered home to the European Union, and admire its magnificent palaces and cathedrals. Or you might prefer to take time on your own to indulge in Antwerp’s signature Belgian waffles and crêpes—or explore this bike-friendly city from its old wharfs to its legendary diamond district. Later, enjoy live entertainment on board. EVENING/OVERNIGHT CRUISE TO GHENT

Day 4: Tues., Apr. 21GHENTGhent’s Cobblestones, Canals, and Cosmopolitan Charisma
You’ll have time for an early-morning walk (or jog) to explore the architecture and canals of Ghent—“Belgium’s best-kept secret.”

Explore Ghent—“The Diamond of Flanders”—with a Guided Sightseeing Tour of this showcase of medieval Flemish wealth. You’ll visit St. Bavo’s Cathedral—with its remarkable Flemish artwork. You may choose to join a Guided Optional Excursion of Bruges to explore its canals, cobbled streets and medieval buildings. You’ll see its crisscrossed canals, the 13th-century belfry of Market Square, and charming patrician houses. EVENING/OVERNIGHT CRUISE TO MIDDELBURG
Day 5: Wed., Apr. 22MIDDELBURG
MIDDELBURG, HOLLAND - A Spicy History in Middelburg’s Dutch Harbor Town
Join a Guided Walking Tour of the historic merchant city of Middelburg—with its 15th-century gothic Town Hall. You’ll learn about the spice trade of this Dutch harbor capital of Zeeland, its prosperity in the Dutch East India Company trading, and origins as a stronghold city. Enjoy its winding cobbled streets and canals that circle Old Town. Spend some free time biking or walking through Middelburg to sample Babbelaar cookies, fries, or beer before cruising to Veere this afternoon. Join a Guided Tour of the Delta Works, the largest flood-protection system in the world, and a miracle of modern technology. EVENING/OVERNIGHT CRUISE TO WILLEMSTAD
Day 6: Thurs., Apr. 23WILLEMSTADWillemstad’s Windmills and Historic Harbor
Enjoy a free morning on your own to explore the well-preserved fortifications of this historic town. Join your Avalon Adventure Host for an early jogging in Willemstad OR Join a Guided Walking Tour of Willemstad and discover its many beautifully restored buildings from the 17th and 18th Century.

Later, enjoy a Cheese Tasting on board as you prepare to sail to Amsterdam. AFTERNOON/OVERNIGHT CRUISE TO AMSTERDAM

Day 7: Fri., Apr. 24AMSTERDAM Canals of Colorful Amsterdam
Discover Aalsmeer Flower Auction—the largest in the world, where around 20 million flowers are sold every day. Later enjoy a typical Dutch breakfast, OR: Explore the iconic waterways of Amsterdam on a Guided Canal Cruise past stately homes of Amsterdam’s “Golden Age.” You may like to join a Guided Optional Excursion to Muiderslot Castle, or a Guided Optional Biking Excursion to the Dutch countryside. Take some free time to explore Amsterdam’s colorful streets and canal houses, galleries, and shops. OVERNIGHT DOCKING IN AMSTERDAM
Day 8: Sat., Apr. 25(DISEMBARKATION)
Your cruise conference ends with breakfast this morning.
(NOTE) - Daily Itinerary are subject to change. In the event of technical or water level issues, it may be necessary to operate the itinerary by motorcoach or alter the program, including hotel overnight when necessary. Guided Tours, Optional Excursions, activities, sailing and docking schedules may be contingent to weather conditions or other issues outside of our control and could therefore be subject to change at any time.

Room Choices:


  • Comfort Collection BedsSM
  • Egyptian super-combed cotton linens
  • Soft & firm pillows
  • Choice of bed configuration
  • L’Occitane bath products
  • Well-stocked minibar
  • In-room safe
  • Elegant, contemporary design
  • Marble countertops in bathroom
  • USB Ports
  • 6-person sitting area
  • Writing desk and chair
  • Sofa
  • Luxurious mattress toppers
  • Nightly turn-down service
  • Spacious 3-door closets with shelves for ample storage
  • Flatscreen satellite TV with English-speaking channels & over 100 free movie options
  • Complimentary bottled water
  • Individual climate control
  • Complimentary Wi-Fi
  • Wall-to-Wall Panoramic Window with Open-Air BalconySM
  • Full shower with glass door


Category E Cabin: ​$3,361.00 per person, double occupancy (Small Windows)
Category D Cabin: ​$3,560.00 per person, double occupancy (Small Windows)
Category B Cabin: ​$4,510.00 per person, double occupancy (French Balcony)
Category A Cabin: $4,560.00 per person, double occupancy (French Balcony)
Category P Cabin:​$4,660.00 per person, double occupancy (French Balcony)
Category E Cabin: ​$5,093.00 per person, (Small Windows)
Category D Cabin: ​$5,402.00 per person, (Small Windows)
Category B Cabin: ​$6,874.00 per person, (French Balcony)
Category A Cabin: $6,952.00 per person, (French Balcony)
Category P Cabin:​$7,107.00 per person, (French Balcony)


  • Deluxe seven-night Avalon river cruise in a river view stateroom on the beautiful Avalon Panorama
  • River cruise taxes included
  • All meals onboard the ship with chef-inspired regional recipes to include:
    • Early and Late Riser breakfast options & Daily full buffet breakfast with made-to-order egg station, hot and cold menu items /Daily lunch buffet with pasta or carving stations
    • Daily four-course a la carte dinner in the main Dining Room with choice of appetizers, soups, salads, entrees and desserts. Includes selections of regional recipes, Western dishes and vegetarian options.
    • Lounge with 24-hour self-serve beverage station with complimentary cappuccinos, lattes, tea, hot chocolate & premium coffees, as well as treats throughout the day
  • Complimentary sparkling wine with breakfast; wine, beer, or soft drinks with every lunch and dinner
  • Complimentary gratuities to shipboard staff, tour guides and motorcoach drivers
  • EduCruises Cocktail Reception
  • Daily shore excursions, hosted by English-speaking local experts, with a choice of Leisurely, Classic or Discovery sightseeing pace options  
  • Luxuriously appointed river view staterooms The Comfort Collection Beds and premium L’Occitane bath amenities, hair dryer, in room safe, flat-screen TV with complimentary movies, and complimentary bottled water daily
  • Remarkable service from your English-speaking crew and on-board Cruise Director
  • Customized, informative travel documents containing all trip details and helpful planning information

*Not Included: Airline flights, air-imposed baggage fees, gratuities for airport porters, optional excursions that may be offered, and any items of a personal nature. Travel insurance protection is not included, but is recommended. Ask your travel consultant about our reasonable options.


Initial Deposit: $400.00 per person non refundable

Final Payment: No later than January 13, 2020

Requirements: A valid US passport is recommended with a minimum validity of 6 months from date of return


Cancellation Penalties:

From date of deposit to January 13, 2020 Initial deposit of $400.00 pp January 14 – February 17, 2020 50% pp package price cancellation fee + applicable airline fees

February 18 – March 18, 2020   75% pp package price cancellation fee + applicable airline fee

March 19, 2020 to 0 days prior to travel No refunds


Available Discounts

Avalon Early Booking Discount: Book and deposit by December 31, 2019 and receive a $150.00 cabin rate discount per person  (discounts are subject to change)

What Your Rate Includes:

  • Early Booking Conference Fee Discount – Book by December 31, 2019 and only pay $1,500 Conference Fee                                         (per Attendee – not guests)
  • $1,700.00 Conference Fee – If Booked After December 31, 2019                    (per Attendee – not guests)
  • Transfers not included – round trip transfers available to the ship if arriving day of cruise – $35.00 each way

To attend this conference and/or to take advantage of these low group rates, all cabin reservations must be booked through “FOX World Travel”, our designated travel affiliate.

***The cabin deposit of $400 (non-refundable) per person and the Conference Registration Fee is immediately payable upon first booking this cruise/conference. Cruise Rates subject to change by cruise line. Credit Cards are NOT ACCEPTED for the Conference Fee or the Trip Insurance.

Contact Information


FOX World Travel

Toll Free: 1-888-367-2571